Student Loan Help2021-03-30T01:12:57+00:00

Biden Cancelled $1 Billion dollars in Student Loan Debt Are You Eligible?

Student Loan Forgiveness News

Biden Cancels $1 Billion Of Student Loans via : forbes

Biden To Initiate Additional Student Loan Relief via : forbes

Student Loan Forgiveness Biden to Cancel More Loans via : debtstrategists

Student Loan Forgiveness

Income Driven Repayment plans

The Department of Education offers many different loan repayment options to help make payments more manageable. One of the most popular repayment programs to apply for is Income-Based Repayment.

Public Service Loan Forgiveness

Did you know that there are currently over 33 million Americans who qualify for the Public Service Loan Forgiveness program, but less than 1% will actually correctly enroll and take advantage of the program?.

Borrowers Defense to Repayment

Under the law, you may be eligible for loan forgiveness (a discharge) of the federal Direct Loans you took out to attend a school if that school committed fraud by doing something or failing to do something.

Real Experiences

I was scammed into taking a program at the University of Phoenix/Capella for adult education and training. I was promised job placement, financial assistance, and that I would not have to pay out of pocket. I payed the school on two separate occasions money that was illegally requested.

Louis Faith

Argosy University was a complete scam- the “professors” were not accredited, and even though I was told otherwise by my admission aide NOTHING was transferable. A complete waste of time and money.

Megan Dawson

Full Sail lied to me about helping me with job placement and retaliated against me for contacting the Governor’s office. So now I’m in alot of debt

Robert Cable

I attended Kaplan University online and was in the bachelor of business management. Halfway through a semester they locked me out of classes with no warning. When I called to find out what happened they said I was out of financial aid. After that I was unable to get further answers or assistance.

LeaAnne Davis

DeVry sucked me dry! After using up nearly all my remaining grants and my NEW loans, they informed me I didn’t have enough to finish my BA. I’d be literally literally to get an AA!

Pamela Plumley
Read More Cases

Student Loan Assistance

Talk to a Counselor

Student Loan Battle works with a network of providers who offer student loan assistance to help create a plan to tackle your debt.

Find Your Student Loans

If you have a defaulted federal student loan. They will help you trace your loans and figure out the best way to resolve the default.

Get Out of Debt Faster

There are many programs designed to help you get out of debt fast depending on the type of debt you have.

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Student Loan Forgiveness FAQ

What qualifies you for student loan forgiveness?2021-03-27T23:06:58+00:00
Eligible borrowers can have their remaining loan balance forgiven tax-free after making 120 qualifying loan payments. In order to benefit from PSLF, you‘ll need to make payments while enrolled in an income-driven repayment plan. They can have up to $17,500 in federal direct or Stafford loans forgiven.
Is the student loan forgiveness real?2021-03-27T23:08:46+00:00

There are legitimate government programs, such as Public Service Loan Forgiveness, that can reduce or eliminate federal student loans after a certain amount of time. Borrowers on income-driven repayment plans can get their remaining loans forgiven after they make payments for 20 or 25 years, depending on the plan.

Would student loan forgiveness include private loans?2021-03-27T23:10:52+00:00

Private student loans typically have higher interest rates and inflexible repayment terms compared to most federal student loans. Moreover, private student loans are not eligible for key federal student loan programs like income-driven repayment, Public Service Loan Forgiveness, and loan rehabilitation.

What happens when your student loans default?2021-03-27T23:13:01+00:00

Defaulting on a federal student loan can come with even heftier consequences. … Once you’re in default, though, you lose all of the benefits that come with your federal loans. That includes deferment, forbearance, options for repayment plans, future federal student aid and eligibility for loan forgiveness programs.

Can a defaulted student loan be forgiven?2021-03-27T23:14:16+00:00

If you qualify for forgiveness, cancellation, or discharge of the full amount of your loan, you are no longer obligated to make loan payments. … If the loan was in default, the discharge may erase the default status. If you have no other defaulted loans, you would regain eligibility for federal student aid.

Can you stop a student loan garnishment once it starts?2021-03-27T23:15:21+00:00

To prevent student loan wage garnishment from starting, you must request the hearing in writing within 30 days of the date on your collection notice.

Can I claim student loan garnishment on my taxes?2021-03-27T23:16:17+00:00

Your wage garnishment does not affect your gross pay, but can affect your net pay – the amount left after tax withholding, FICA taxes and other paycheck deductions. The Department of Education can seize your tax refund until your student loans are paid off.

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